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Ant Financial topped the list, followed by JD Finance, while Du Xiaoman Financial ranked No 4 and Lufax, an online financial asset trading company that uses big data to analyze risk, came in at No 10. The companies' user numbers are growing at a staggering rate, as are their product offerings.

AppStream also adjusts on the fly, utilizing user input.

Another difficulty was her general weakness in textiles and engineering knowledge. Yang was a newcomer to textile sciences compared to her classmates. To catch up, she had to work even harder.

Apart from the development of the epidemic, fiscal and monetary policies of various countries, as well as their policies to help corporate clients overcome financial stress, also will hugely affect the bank's asset quality, he said.

Another automaker envisioning autonomous hybrids is Ford Motor, which said last week it had set up a new unit to accelerate the development of electric vehicles.